AI Document Analysis
Upload loan documents and get a complete analysis in minutes — income verified, bank statements analysed, liabilities identified, and discrepancies flagged. What used to take hours of manual review now happens automatically.
6 documents · 2 applicants
How it works
Upload documents
Drop in payslips, bank statements, tax returns, credit reports — any format, any order.
AI analyses everything
Income, bank statements, and liabilities are extracted, categorised, and cross-referenced in minutes.
Review & export
Check the results, edit anything that needs adjusting, then export to PDF or your broker platform.
What gets analysed
QualifyMate extracts and cross-references every dimension of a loan application, so nothing slips through.
Income Verification
Automatically extract and verify income from payslips, tax returns, employment letters, and ABN statements. Handles PAYG, self-employed, and mixed income structures.
Bank Statement Analysis
Analyse bank statements and credit card statements to extract salary credits, recurring expenses, and red flag transactions — gambling, BNPL, dishonour fees, and large payments over $5k.
Liability Detection
Identify existing debts across credit cards, home loans, personal loans, car finance, HECS, BNPL, and more. Tracks balances, limits, repayments, and status.
Discrepancy Flagging
AI highlights inconsistencies automatically — YTD income mismatches, salary credits that don't match payslip net pay, balance mismatches between statements, and more.
Multi-Applicant Support
Handle joint applications with intelligent name reconciliation. Documents are matched to the correct applicant even when names vary across paperwork.
Export & Integration
Generate detailed PDF reports or export assessment data directly to your broker platform. One-click export means no double-handling.
Supports all major loan document types
AI does the heavy lifting. You stay in control.
Every result is fully editable. Review what the AI extracted, adjust figures if needed, add notes, and then export. The assessment is a starting point — not a black box.
- Edit any extracted value before exporting
- Add broker notes and commentary
- Flag items for follow-up with clients
- Available 24/7 — no waiting on back-office staff
Export Options
Download PDF Report
Full assessment with all findings
Export to Broker Platform
Push data to your CRM directly
Edit & Resubmit
Adjust any values before finalising
About QualifyMate AI Document Analysis
QualifyMate's AI Document Analysis is purpose-built for Australian mortgage brokers. It processes payslips, bank statements, credit card statements, tax returns, credit reports, employment letters, and 30+ other document types — extracting income, liabilities, expenses, and flagging discrepancies automatically. Bank statements are analysed for salary credits, recurring expenses, and red flag transactions including gambling, BNPL, dishonour fees, and large payments. Salary credits are automatically cross-referenced against payslip net pay to flag mismatches. PAYG, self-employed, and commission-based income are all supported. Processing typically completes in under 5 minutes, saving brokers 3–4 hours per application compared to manual review. Pair it with the AI Document Renamer for automated file naming.
Ready to assess faster?
Assess documents for mortgages in minutes, not hours.